Purchase Insurance Licensing : NY-Life-Accident-and-Health Exam Materials and then pass exam easily

Updated: Sep 01, 2026

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Insurance Licensing NY-Life-Accident-and-Health Exam Overview:

Certification Vendor:New York State Department of Financial Services
Exam Name:New York Life, Accident and Health Insurance Agent/Broker Examination
Exam Number:Series 17-55 / NY-Life-Accident-and-Health
Exam Price:$75 USD
Certificate Validity Period:2 years (renewable)
Passing Score:70%
Related Certifications:Series 17-51 (Life Insurance)
Series 17-52 (Accident and Health Insurance)
Exam Format:Scored + Unscored Questions, Multiple Choice
Exam Duration:150 minutes
Available Languages:English, Spanish
Real Exam Qty:150
Recommended Training:New York DFS Approved Pre-Licensing Courses
Exam Registration:PSI Services (Official Exam Provider)
Sample Questions:Insurance Licensing NY-Life-Accident-and-Health Sample Questions
Exam Way:In-person at PSI test centers / Online remote proctored
Pre Condition:Minimum age 18; complete approved pre-licensing education (40 hours); background check
Official Syllabus URL:https://www.dfs.ny.gov/licensing/insurance_licensing

Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Accident and Health Insurance35%- Health Insurance Basics
  • 1. Group vs Individual Coverage
    • 2. Medical Expense and Disability Income
      - Government Health Programs
      • 1. Medicare and Medicaid
        • 2. New York State Specific Programs
          - Policy Provisions and Claims
          • 1. Coordination of Benefits
            • 2. Eligibility and Enrollment
              Topic 2: Life Insurance Products and Provisions30%- Types of Life Insurance Policies
              • 1. Term, Whole Life, Universal Life
                • 2. Annuities and Retirement Products
                  - Policy Provisions, Riders and Options
                  • 1. Non-forfeiture Values and Dividends
                    • 2. Beneficiary Designations
                      Topic 3: Insurance Regulation and General Principles20%- New York Insurance Code and Laws
                      • 1. Producer Responsibilities and Ethics
                        • 2. Unfair Trade Practices
                          • 3. Licensing Requirements and Procedures
                            - Insurance Concepts
                            • 1. Risk Management and Insurable Interest
                              • 2. Contract Law and Policy Structure
                                Topic 4: Underwriting, Marketing and Sales Practices15%- Application and Underwriting Procedures
                                • 1. Risk Classification and Selection
                                  - Sales and Customer Service
                                  • 1. Suitability and Disclosure Requirements

                                    Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

                                    Question 1

                                    Insurance is defined as what type of risk?

                                    A. Pure
                                    B. Legal
                                    C. Physical
                                    D. Speculative


                                    Question 2

                                    If the premium is not paid at the time of application, a Statement of Good Health MUST be signed by the policyowner at the time of

                                    A. application.
                                    B. policy delivery.
                                    C. the medical examination.
                                    D. underwriter review.


                                    Question 3

                                    Which of the following groups is NOT eligible for the Healthy New York Program?

                                    A. Small employers
                                    B. Working uninsured
                                    C. Large employers
                                    D. Sole proprietors


                                    Question 4

                                    What information must be included in the statement accompanying an insurance claim payment made by an insurer?

                                    A. The coverage under which the payment is being made
                                    B. The reinsurance carrier involved
                                    C. A list of all claimants involved
                                    D. The agent ' s name and address


                                    Question 5

                                    Under the Affordable Care Act, insurers MUST offer plans within health insurance exchanges that meet distinct levels of coverage. What metal tier is REQUIRED to have an actuarial value of 70% with covered individuals paying 30% through deductibles, co-pays, and other cost sharing features?

                                    A. Gold Plan.
                                    B. Bronze Plan.
                                    C. Silver Plan.
                                    D. Platinum Plan.


                                    Solutions:

                                    Question 1
                                    Answer: A
                                    Question 2
                                    Answer: B
                                    Question 3
                                    Answer: C
                                    Question 4
                                    Answer: A
                                    Question 5
                                    Answer: C

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