Updated: Aug 08, 2026
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| Certification Vendor: | ACAMS |
| Exam Name: | Certified Anti-Money Laundering Specialist (CAMS) Examination (7th Edition) |
| Exam Number: | CAMS |
| Related Certifications: | Advanced CAMS-FCI CAMS-Audit CAMS-RM |
| Available Languages: | English |
| Real Exam Qty: | 120 (approx.) |
| Exam Duration: | 210 minutes |
| Passing Score: | 75% |
| Exam Format: | Multiple-choice questions, Scenario-based questions |
| Exam Price: | $1,795 (standard; may vary by membership/region) |
| Certificate Validity Period: | 3 years |
| Recommended Training: | CAMS Study Guide and Practice Exams (ACAMS Resources) ACAMS Official CAMS Certification Training |
| Exam Registration: | ACAMS CAMS Certification Registration Pearson VUE Scheduling Platform |
| Sample Questions: | ACAMS CAMS7 Sample Questions |
| Exam Way: | Computer-based exam delivered online proctored via Pearson VUE or at authorized test centers. |
| Pre Condition: | No strict prerequisite. AML/financial crime experience recommended. Completion of ACAMS CAMS study materials typically required for exam readiness. |
| Official Syllabus URL: | https://www.acams.org/en/certifications/cams/ |
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: AML Compliance Framework | 25% | - Compliance program components
|
| Topic 2: Money Laundering and Terrorist Financing Concepts | 30% | - Global AML/CFT standards
|
| Topic 3: Detecting and Preventing Financial Crime | 20% | - Investigations and enforcement
|
| Topic 4: Risk Management and Due Diligence | 25% | - Transaction monitoring and reporting
|
1. Which of the below statements are supported by the Financial Action Task Force (FATF) 40 Recommendations adopted in 2012? (Select Two.)
A) Customer privacy regulations should guide the development of due diligence and other money laundering and terrorist financing preventive measures.
B) Regulators should direct Financial Institutions to establish appropriate frameworks to avoid banking higher risk customers.
C) Nations should take measures to ensure there is transparency to the beneficial ownership of legal persons.
D) Governments must work toward developing identical administrative and operational frameworks for investigating and prosecuting crime.
E) Nations should establish frameworks that take a risk-based approach to prevent and mitigate money laundering and terrorist financing.
F) Nations should work towards implementing targeted financial sanctions in alignment with the UN Security Council.
2. A bank is using a network analysis tool to identify links between its customers and criminal entities. The system identifies potential indirect relationships but is unable to prioritize them. What should the compliance officer do to enhance the tool's effectiveness?
A) Focus on direct connections between customers and criminal entities
B) Integrate external databases and social media profiles to cross-check flagged entities
C) Implement risk-scoring algorithms for indirect connections
D) Manually review all flagged relationships for accuracy
3. Which of the following statements best describes the financial crime risk associated with gatekeepers?
A) Gatekeeper positions ate of a secretive nature, often making it difficult to verify (heir source of wealth.
B) Gatekeepers have unique relationship structures, making it difficult to determine beneficial ownership
C) Gatekeepers are entrusted with prominent functions and code of conduct that can assist laundering Illicit funds.
D) Gatekeepers have specialized knowledge that can be abused to facilitate the movement of illicit funds and conceal the Involvement of their clients in illicit schemes.
4. Which of the below would be relevant money laundering red flags for life insurance companies?
(Select Two.)
A) Regularly switching policies and accepting penalties
B) Beneficiary payouts to elderly people
C) High-premium life insurances that provide high payouts
D) Paying premium several years in advance and terminating early for a refund
E) Natural persons having more than one insurance policy
5. What is the PRIMARY concern with anonymous shell companies?
A) They are prohibited in every jurisdiction
B) They can conceal illicit ownership and transactions
C) They always operate at financial losses
D) They prevent international trade completely
Solutions:
| Question # 1 Answer: E,F | Question # 2 Answer: C | Question # 3 Answer: D | Question # 4 Answer: A,D | Question # 5 Answer: B |
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